I mean, she ain't wrong. Personally, the middleground between fully clothed and lingerie is the sweet spot for me.

so true it's even tagged as truth

Something something imagination is the best spice. Basically why zettai ryouiki are always better than just a plain pantyshot.

There’s actually a name for this!
It’s the Theiss Titillation Theory: The sexiness of an outfit is directly proportional to the perceived possibility that a vital piece of it might fall off.
It’s named for costume designer William Ware Theiss, who came up with some very… eye catching outfits for Star Trek: TOS.